Personal Wealth Guru™ Overview

OK – so Personal Wealth Guru™ is designed to help you get out of debt…. but how, exactly, does it do that?

Here is an overview of the “workflow” inside Personal Wealth Guru™:

1. Enter your information about your debts and income (savings is coming soon) in the “My Info” section of Personal Wealth Guru™. (Note: As soon as you enter debts, the Personal Interest Ticker™ will immediately begin keeping track of what interest you are paying and display it in “real-time”)
2. Go to the “Budget” section and use Personal Wealth Guru™’s powerful and flexible system to build your preliminary budget. As they say in the military,”No plan survives first contact” – i.e. it’s unlikely that you’ll get your budget exactly right the first try – but you’ve got to start somewhere,right? You can “tune” your budget in upcoming months until it runs like a well-oiled machine – giving you the peace of mind of not having to worry about your finances. Personal Wealth Guru™ uses a “zero-balance” type of budget – i.e. you will “pre-spend” every penny you bring home – this includes “spending” on things like savings and investments – so there’s no more wondering “what got spent where.”
3. Go to the Forecast section to run “What if?” scenarios to figure out the quickest ways to eliminate your debts and see how savings and investments will grow over time. For example,
   you can figure out the most effective way of using any “extra” income you have available toward debt reduction. You can also calculate pay-off dates, compare several pay-off schemes on the same loans, see payment breakdowns, and find out exactly how much money (interest) and time you will save by using Personal Wealth Guru™’s recommended techniques. All the financial calculators and forecasting tools you could ever need in one place. Use the knowledge you gain here to modify your budget, and pay off your debts far more quickly than you could have imagined.

That’s about it! Paying off your debt and building wealth isn’t “rocket science” – it requires sticking to some simple principles and making good decisions….. but it’s difficult to make
good decisions if you don’t have all the information. Personal Wealth Guru™’s Forecasting section provides you with the information you need to make the best financial decisions for
YOUR situation, and helps you implement those decisions through the use of it’s fast, flexible, and powerful budgeting system.

Some of the Features of Personal Wealth Guru™:

• The patented Personal Interest Ticker™ begins keeping track of the interest you’re paying from the moment you enter your debts – it’s there to remind you that interest never takes a day off, never gets sick, never goes on vacation – it’s eating away at your wealth 24/7.
• Built-in video help not only tells you but shows you how to use every feature inside Personal Wealth Guru™.(text help is also included).
• Powerful Financial Calculators and Forecasting Tools allow you to run different pay-off scenarios – you can even compare multiple strategies on the same debt to find the most effective use of your money.
• Fast and Flexible Budget system – goes way beyond spreadsheets – copy budgets from month to month, analyze your spending, create your own categories and items, make it as complex or as simple as you want it to be..The provided template budget can get you started, or, you can start from scratch.
• “Action Items” will remind you what needs to be done every time you open the program.
• Automatic software updates will let you know when updates are available as well as what’s in the update (they even install themselves!)
• Create and maintain unlimited separate budgets.(if you wish).
• Built-in access to the Personal Wealth Guru™ User Forum.